Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert. You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Columbus, Dublin, Powell and Southern Delaware real estate expert, it's my job to guide you, from beginning to end. I will take the time to go through each and every step of the buying process. There are no dumb questions! Together, we will consider: - How much can you really afford? - How to qualify for a mortgage. - How much cash you should put down. - How to buy a home with little or nothing down. - What it takes to get approved for financing. What banks and other financial institutions are looking for. - How much your payments will be. - The tax advantages of buying. - Is renting or buying better for you? Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.  New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...
Financing Your Home >If You Are Self Employed
There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.
However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
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What famous American sign was originally erected as a real estate ad?
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| A |
The Hollywood sign, built in 1923, was conceived as a real estate ad that originally read, "Hollywoodland." |
 See More Real Estate Trivia > |
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Velva Dunn
King Capital Realty
30 Northwoods Blvd
Columbus, OH 43235
United States
velvadunn@NUMBER1EXPERT.com
Personal Phone
Main: (614)
766-6268
Mobile: (614) 477-7555
Fax:
(614)766-6270
Service Area Information
Office Area(s):
Columbus, Worthington, Powell, Dublin
Additional Service
Areas: Upper Arlington, New Albany, Delaware, Hilliard, Marysville, Plain
City, Gahanna, Granville, Granview, Southern Deleware, Reynoldsburg,
Pickerington, Johnsontown, Pataskala, Bexley, Marion, Lancaster, Waldo, Grove
City, Grove Port, Galena, Mansfield, Zanesview
Professional &
Personal Distinctions
Designations: Luxury Home Specialist,
Relocation Specialist, New Home Construction Specialist, Residential and
Commercial Sales, Land Development, 1031 Exchanges, Accredited Buyer
Representative, Certified Buyer Representative, Certified Residential
Specialist, Graduate Realtor Institute, Seller Representative
Specialist
Awards/Clubs: Lifetime Achievement, Platinum Club,
Hall Of Fame
Hobbies: Scuba/Snorkel, Travel, Gardening, Horses,
Sports, Theater and the Arts
Languages: English,
Spanish
Civic Activities: Children's Miracle Network, Easter
Seals/Disabled, Ronald McDonald House
    
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